The author's characterization that the new language simply makes more transparent the rights they already claimed in their old agreement language is NOT accurate. The old language is vague in ways that make it difficult for them to use or commercialize the photos outside the context of their existence as uploaded photos on instagram. They could try to commercialize/monetize them in other ways, but it would invite a class action they could very well lose, based on the vagueness of the agreement. The new agreement language is much more specific -- spelling out how they can commercialize and monetize the photos in specific ways. No vagueness and therefore no worries about a class action. It absolutely expands their ability to commercialize and make money from your photos.